Every version of our Terms, with the date it took effect and what changed.
Effective September 23, 2026
Added a recording term: you may not record a meeting, call, or conversation through the Services without first obtaining every consent and giving every notice required by the laws that apply to you and to the other participants, and you are responsible for determining what those laws require. Extended the advisor clause on client consents to include consent to being recorded.
Read this versionEffective July 25, 2026
Added disclaimer of warranties, assumption of risk, indemnification, professional/advisor use terms, and a Delaware governing law and individual arbitration clause with a class action waiver and 30-day opt-out. Clarified that the Services support rather than replace professional judgment.
Read this version