Terms of Service

1. Acceptable Use

You agree not to use PRISM OS for any unlawful purpose or in any way that interrupts, damages, or impairs the service. Specifically, you agree not to:

• Upload or transmit viruses, malware, or destructive code.
• Attempt to gain unauthorized access to our systems, other users' accounts, or underlying databases.
• Use our AI systems to generate hate speech, explicit content, or content designed to harass or harm others.
• Reverse engineer, decompile, or attempt to extract the source code of the software or our proprietary AI models.
• Use the service to scrape data, circumvent rate limits, or perform automated testing without written permission.

We reserve the right to terminate or suspend your account immediately, without prior notice or liability, for any breach of these Acceptable Use terms.

2. Data Ownership and Licensing

Your Data

You retain all ownership rights to the data, documents, strategies, and information you upload or create within PRISM OS ("User Content").

Our License

By uploading User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, store, process, and transmit your data solely for the purpose of operating, providing, and improving the PRISM OS services (including processing via our AI models).

Platform Intellectual Property

The platform itself, its original content, features, functionality, and underlying architecture are and will remain the exclusive property of PRISM Operating System, Inc and its licensors.

3. AI-Generated Content Disclaimer

PRISM OS utilizes advanced artificial intelligence to provide strategic insights, advice, and content generation. You acknowledge and agree that:

• No Guarantees: AI-generated output may contain inaccuracies, inconsistencies, or hallucinations. We do not guarantee the factual accuracy, reliability, or completeness of AI-generated content.
• Decision Support, Not Independent Judgment: The Services are designed to support and strengthen your own research, analysis, and decision-making — not to perform them on your behalf. Output from the Services is not an independent professional opinion and must not be treated as the work of an independent researcher, analyst, advisor, or decision-maker. You remain the responsible party for every analysis you rely on, every conclusion you reach, and every decision you make.
• Not a Substitute for Professional Judgment: Where a matter calls for licensed or specialized expertise — including legal, financial, tax, medical, or mental-health matters — the Services may support your thinking and preparation, but must not be used in lieu of the judgment of a qualified professional. Output may be inaccurate, incomplete, or unsuitable for your circumstances even when it appears confident and well-reasoned, and you are responsible for applying your own judgment and obtaining professional guidance where appropriate.

4. Service Availability

We strive to maintain maximum uptime for PRISM OS, but we do not guarantee uninterrupted access. The service may be subject to limitations, delays, and other problems inherent in the use of the internet and electronic communications. We may occasionally suspend access for maintenance, updates, or emergency repairs.

5. Disclaimer of Warranties

THE SERVICES AND ALL OUTPUTS ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND.

To the maximum extent permitted by law, PRISM Operating System, Inc disclaims all warranties, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and any warranties arising out of course of dealing, course of performance, or trade usage.

We do not warrant that the Services will be uninterrupted, secure, error-free, or that any output will be accurate, complete, reliable, current, or suitable for your purposes. No advice or information, whether oral or written, obtained from us or through the Services creates any warranty not expressly stated in these Terms.

Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.

6. Assumption of Risk and Responsibility for Outcomes

You are solely responsible for all decisions you make, actions you take, and work you produce using the Services, and for all consequences and outcomes that result. This includes decisions informed by AI-generated strategies, plans, analyses, recommendations, or documents.

You acknowledge that the Services are a decision-support tool and are not a substitute for human judgment, professional expertise, or independent verification. You assume all risk arising from your use of the Services and from any reliance you place on their output.

You are solely responsible if you choose to publish, distribute, or share output from the Services, or to use it in dealings with third parties, including clients, employers, investors, or business partners.

7. Limitation of Liability

In no event shall PRISM Operating System, Inc, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation:

• Loss of profits, data, use, goodwill, or other intangible losses.
• Damages resulting from your access to or use of or inability to access or use the service.
• Any conduct or content of any third party on the service.
• Any reliance placed on AI-generated content or strategic advice provided by the platform.

Our total liability for any claims arising under these Terms shall be limited to the amount you paid us to use the service in the twelve (12) months preceding the claim.

The limitations in this Section apply to all claims, whether based in contract, tort (including negligence), strict liability, or any other theory, and apply even if we have been advised of the possibility of such damages and even if a limited remedy fails of its essential purpose. These limitations, together with Sections 5, 6, and 8, survive termination of these Terms and deletion of your account.

8. Indemnification

You agree to defend, indemnify, and hold harmless PRISM Operating System, Inc and its officers, directors, employees, agents, affiliates, and suppliers from and against any claims, liabilities, damages, judgments, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

• your access to or use of the Services, including any use, sharing, or publication of your inputs or of any output;
• any decision, action, work product, or outcome resulting from your use of the Services;
• your breach of these Terms or violation of any applicable law or regulation;
• your violation of the rights of any third party, including intellectual property, privacy, confidentiality, or contractual rights; and
• any claim by a third party — including any client, employer, or other person to whom you provide services — arising from your use of the Services.

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, at your expense. You agree to cooperate with our defense of such claims and will not settle any claim without our prior written consent.

9. Professional and Advisor Use

If you use the Services in connection with providing services to clients or other third parties — including as an advisor, coach, consultant, or in any professional capacity — the following additional terms apply:

• No professional relationship with us. We provide software only. We do not provide advisory, consulting, or professional services to you or to your clients, and no professional, fiduciary, or advisory relationship is formed between us and your clients.
• You remain solely responsible. You are solely responsible for the services you provide, for the exercise of your own professional judgment, and for compliance with any licensing, regulatory, ethical, or contractual obligations that apply to your profession.
• Your own agreements. You are responsible for obtaining any consents, engagement agreements, and disclosures required from your clients, including consent to processing their information within the Services.
• Client claims. Your indemnification obligation under Section 8 expressly extends to any claim brought by your clients arising from your use of the Services.

10. Account Deletion and Termination

You may delete your account at any time via the account settings panel. Upon deletion, your data will be handled in accordance with our Privacy Policy. We may terminate or suspend your account immediately if you breach these Terms.

11. Governing Law and Dispute Resolution

Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to its conflict of law provisions.

Informal Resolution First

Before initiating arbitration, you agree to first contact us at hello@theprismos.com with a written description of the dispute and the relief sought, and to allow sixty (60) days to resolve it informally. This is a condition precedent to arbitration.

Binding Individual Arbitration

If a dispute is not resolved informally, it will be resolved by final and binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, before a single arbitrator, in Delaware or, at your election, remotely or in your home jurisdiction. Judgment on the award may be entered in any court of competent jurisdiction.

Class Action and Jury Trial Waiver

YOU AND PRISM OPERATING SYSTEM, INC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate claims or preside over any form of representative proceeding. YOU AND WE WAIVE ANY RIGHT TO A JURY TRIAL.

Exceptions

Either party may bring an individual claim in small claims court, and either party may seek injunctive or equitable relief in court to protect intellectual property or confidential information.

Your Right to Opt Out

You may opt out of this arbitration agreement by emailing hello@theprismos.com within thirty (30) days of first accepting these Terms, stating your name, the email on your account, and your intent to opt out. Opting out does not affect any other provision of these Terms.

Severability

If the Class Action Waiver above is found unenforceable as to a particular claim, that claim shall proceed in court and this arbitration agreement shall not apply to it; all other claims remain in arbitration.

12. Changes to These Terms

We may modify these Terms from time to time. Each version carries a version identifier and effective date, and prior versions remain available in our version history.

For material changes, we will provide notice by email and require your affirmative acceptance before you continue using the Services. For non-material changes, we will update the version identifier and effective date, and your continued use after the effective date constitutes acceptance. If you do not accept revised Terms, you may stop using the Services and delete your account.

We maintain records of the version of these Terms accepted by each user and the date of acceptance.

13. Contact Us

If you have any questions about these Terms, please contact us at: